Welcome to Medical Cost Advocate (MCA) – Your Expert Medical Cost Reduction Partner

Our Services

Consumers have seen a dramatic increase in their share of out-of-pocket health care costs and medical bills. Insured and uninsured consumers are subject to ever increasing financial burdens in the form of direct physician/hospital bills, co-insurance, deductibles and out-of-network charges.

• They do not have the knowledge required to reduce charges
• They don’t have time to become an expert in all aspects of health care
• They are reluctant to negotiate with their health care provider

Until now, consumers have not had a trusted partner to lower their medical costs. You and your family deserve an advocate dedicated to reducing your medical costs.

Medical Cost Advocate provides health care cost reduction solutions to benefit consumers. Medical Cost Advocate is the expert source to validate billing accuracy, negotiate medical bills and regain control over your health care costs. We can reduce your medical bills after services are performed or reduce your procedure price before services are performed.

Bill Negotiation                  Prospective Negotiation

Any consumer who has access to the internet or a fax machine can use our bill negotiation services. Our four step bill entry process is simple. It takes only a few moments to complete. Any medical procedure or health care service that results in a bill to a consumer becomes a savings opportunity through Medical Cost Advocate. Please sign up now for service and enter your bills as you receive them.

Medical Cost Advocate can also negotiate health care pricing before you go for treatment. This service is useful if you plan to utilize a specialist, go out-of-network or obtain non-covered/uninsured services. To learn more about Medical Cost Advocate’s pre-treatment negotiation services please click: Prospective Negotiation Services

Medical Cost Advocate experts negotiate your charges directly with health care providers (hospitals, physicians, ambulatory surgical centers, labs, etc) to reduce your medical expenses. The savings are passed on to you.

Medical Cost Advocate can save you hundreds and even thousands of dollars by negotiating your health care costs.

There is no risk … We save you money or you pay nothing …It’s that simple!

Make Medical Cost Advocate your expert medical cost reduction partner.

For more Information, please click: Why You Need A Negotiation Partner

Our Experience

Medical Cost Advocate has unparalleled experience in negotiating medical bills. We have more than 10 years of experience negotiating medical expenses between providers and insurance companies. Now we can bring this expertise to you. Our professional negotiators and simple process make things easy for you. Multi-billion dollar companies trust us to negotiate on their behalf and so can you.

Your Patient / Provider Relationships

Our effectiveness is based on our reputation. We treat every negotiation as if it was with our own provider. Our objective is to achieve a true "win-win" negotiation. We work collaboratively with your physician/hospital because we expect to negotiate with them several times, both for you and our other customers. Doctors benefit from our negotiation because we correct anomalies in billing, inform them about the “market” cost for procedures, get them paid faster and reduce the risk of uncollectible bills. Doctors and providers understand the benefits of our negotiations … increasingly they expect our call.

Our Pledge

We understand that health care services are based on trust.

When you trust us to reduce your medical costs we will reward you with savings, or our services are free.

We will treat your doctor/provider relationship as if it were our own.

We will keep your medical and financial information confidential.

We are a privately owned company run by health care enthusiasts who desire to make a difference by advocating fair and reasonable costs on behalf of consumers. Our allegiance is to you.